Insured by one party, pledged to another
This is the finance product. A bank will not lend against livestock it cannot identify, and it will not lend against an asset the borrower can sell out from under it overnight. Here the animal is insured by one institution and pledged to another at the same time, and the register makes a one-sided transfer of ownership structurally impossible — not discouraged, not audited after the fact, refused.
The animal
Selected: the seeded centrepiece animal (db/seed/IDS.md).
Simultaneous interests
| Role | Party | Detail |
|---|---|---|
| Financier | Land Bank (DEMO DATA - not the real bank) | — |
| Insurer | Santam Agri (DEMO DATA - not the real insurer) | — |
| Owner | Willem Bezuidenhout | — |
Registered security interests
A special notarial bond requires the pledged property to be "readily recognisable". For livestock that test has historically been hard to satisfy. A biometric identity bound to the individual animal may satisfy it for the first time — that is the legal question this data model exists to answer, and it is a lawyer's question, not an engineer's. No opinion has been obtained yet.
| Instrument | Holder | Secured amount | Priority | Perfected | Status |
|---|---|---|---|---|---|
| Special notarial bond | Land Bank (DEMO DATA - not the real bank) | ZAR 48,500.00 | 1 | 2026-07-28 | Active |
Attempt to transfer ownership
Ownership transfer is two-sided by construction: one call initiates it, a second party accepts, and acceptance triggers an encumbrance check. There is no single call that reassigns ownership, which means a leaked API key cannot move an insured, financed animal on its own.